One day you wake up and think "I'm gonna buy a house" And keep reasoning "it is time to use all the time and effort and savings in something more durable, a real investment". That one day for me meant almost two years of digging, reading, researching, saving and most importantly building my credit. Here's a summary of what I learned when I made a first try... Workshop - you'll need this in the future, make sure is HUD approved. It is a workshop that explains what you're about to start. I recommend this. It took me a few months, because I dedicated 8 minutes some days....I think it's intended to take you 8 hours. eHome America was the provider I chose, and I got a voucher for the free workshop from a non-profit that provides resources for new buyers. Counseling - After you complete the workshop, bring your certificate of completion and meet with a counselor. I chose to go to the same agency that gave me the voucher, because they already knew
(a blog with ICT and Human development touch). A woman evolution...